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  • It typically takes 25 years to repay a mortgage ... Why not take 25 minutes to allow us to find a suitable one for you
  • Probably:
    Probably: The biggest financial decision you will ever make
  • Most of all -
    Most of all - We care and understand
  • Relax
    Relax Let us find the most suitable mortgage for you
  • Confused?
    Confused? There are so many! Which one is right for you?
  • Dedicated:
    Dedicated: To providing sound, clear and concise mortgage advice since 1996

First Time buyers

 

 

Buying a house is one of the most important purchases you will make. We know that buying a home for the first time can be an intimidating process with many questions needing answered..

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I don’t have a deposit?

Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage suited to your circumstances.

Deposit

 

Deposits towards a purchase can come from various sources, not just savings. We can discuss these acceptable sources with different lenders. Generally the more of a deposit you have the more choice of products available and the lower the interest rate charged

Don’t worry if you can’t produce this size of deposit, we can look at alternative ways of getting you on the property ladder which include:

  • Shared Equity
  • Shared Ownership

How much can I borrow?

 

The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. We can obtain an accurate borrowing figure based on your circumstances.

 

 

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